Syndicate Bank hiring for Home Loan Counselor
Company :
Syndicate Bank
Job Role :
Home Loan Counselor
Eligibility :
Any Graduate
Experience :
Experienced
Job Location :
Agra
Last Date :
11 Dec 2018

Company Profile:

Syndicate Bank was established in 1925 in Udupi, the abode of Lord Krishna in coastal Karnataka with a capital of Rs.8000/- by three visionaries - Sri Upendra Ananth Pai, a businessman, Sri Vaman Kudva, an engineer and Dr.T M A Pai, a physician - who shared a strong commitment to social welfare. Their objective was primarily to extend financial assistance to the local weavers who were crippled by a crisis in the handloom industry through mobilising small savings from the community. The bank collected as low as 2 annas daily at the doorsteps of the depositors through its Agents under its Pigmy Deposit Scheme started in 1928. This scheme is the Bank's brand equity today and the Bank collects around Rs. 2 crore per day under the scheme.

Job Profile:

a. Generation of leads for Home Loan.
b. Ensure completion of applications in all respects.
c. Collection of all income and KYC documents of the proponent. (However, the verification of KYC shall be done by the Bank’s branch).
d. Deliver the application along with all the requisite documents to the identified CPC / RLC and follow up the application till sanction.

Responsibilities:

a) Maintain close liaison with builders/architects/City Improvement or Development authorities for sourcing Housing loan proposals.
b) Source housing loan proposals from various sources like personal contacts, respondents to the websites of builders/authorities who launch housing projects.
c) Source housing loan proposals from print/social media applications from intending residential property buyers.
d) Meet intending Home Loan borrowers at a place and time convenient to the intending applicants and explain unique features of Home Loan product of the bank as per the prevailing scheme of the Bank.
e) To render necessary service to the applicants to comply with the various requirements including legal clearance, valuation etc.
f) To carry out the preliminary scrutiny of loan applications, KYC Documents and supporting documents / papers, to ensure that the application is properly filled in and is supported by documents/papers and deliver them to the respective branch/ CPC /RLC for further processing.
g) Role of Home loan Counselor will be limited to the sourcing of proposal only and assisting KYC verification and due diligence.
h) KYC verification, Pre – sanction inspection, appraisal, documentation, disbursement and Post – sanction inspection etc in respect of Home loans is to be done by CPC /RLC /Branch.
i) Assist Bank officials/advocate/valuer for proper identification of the property during site inspection/follow up visit of the property.
j) Help the customers in completing the formalities and speedy disposal of the loan proposal.
k) Closely follow up with the applicant, branch/retail loan center for speedy disposal of the proposal.
l) Maintain confidentiality of information of the applicant/Bank as required under law as well as guidelines of the Bank.
m) Assist the Bank for recovery of dues, in case of need.

How to Apply:

Applications, complete in all respects, along with attested copies of the required documents should reach the Bank on or before 11.12.2018. Applications received after the last date will not be entertained.