Repco Home Finance Limited (RHFL) hiring for Branch Head
Company :
Repco Home Finance Limited (RHFL)
Website :
Job Role :
Branch Head
Eligibility :
Any Graduate/PG
Experience :
3 Years
Job Location :
Bhuvaneshwar
Last Date :
20 Sep 2018

Company Profile:

RHFL is a professionally managed housing finance company headquartered in Across India, Across India. We were incorporated in April 2000 as a wholly owned subsidiary of the Repatriates Co-operative Finance and Development Bank Limited (Repco Bank Limited, repcobank.com ), a Government of India enterprise, to tap the growth potential in the housing finance market. We are registered as a housing finance company with the NHB.
As on January 2014, RHFL is operating through 82 branches and 26 satellite centres in Across India, Andhra Pradesh, Kerala, Across India, Maharashtra, Gujarat,Odisha,West Bengal and Puducherry.

Job Profile:

To Head the Branch in all areas of branch work such as sourcing of business, operations, collections and ensuring profitability of branch.

Job Description:

To source quality and quantity business (home loan) as per target given in conformity with the credit policy of the Company.
To handle lending operations of branch, which require speedy processing of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring.
To coordinate with panel valuers / advocates for effective delivery within stipulated turnaround time.
To monitor collections and manage effectively the receivables and achieve the targets set for recovery / delinquency.
Timely achievement of business targets set under different parameters and make the branch a profit center.
To ensure effective brand building and business promotion (through various marketing and sales activities).
To ensure prompt and best client service.
To ensure good overall housekeeping and compliance with all statutory requirements.
The position will have 2-3 on roll employees and 1-2 off roll staff reporting to him/her.

Eligibility Details:

1. Age not exceeding 28 years as on 01-09-2018 (relaxation generally upto 40 years of age can be considered based on commensurate, relevant prior experience).
2. Any Graduation (10+2+3 format) from a UGC recognized university. Post graduation & professional qualification shall be given additional weightage.
3. Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending /marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must. Experience of heading a branch will be preferred. For further age relaxation, commensurate additional experience would be required.
4. Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must.
5. Fluency in Oriya (read, write & speak) besides English and Hindi is must.
6. Early joining will be preferred.
7. For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference / background verification.

Skills:

Good communication skill – verbal and written.
Negotiation skill.
Interpersonal skill, leadership qualities and team management.
Multitasking ability (as the Company does not operate through separate verticals for sourcing, operations and collections).
Planning and organizing skill.
Target orientation.
Proficiency in MS-Word.
Target orientation.

Pay:

CTC starting from Rs. 7.00 lakhs per annum (fixed + variable). However, experienced candidate would be compensated suitably as per market standard and Management discretion.

How to Apply:

Eligible candidates are requested to apply on or before 20th September, 2018 through the link provided below the notification.