Mphasis walk-in for US Mortgage Process
Company :
Mphasis
Website :
Job Role :
US Mortgage Process
Eligibility :
Any Graduate
Experience :
2 - 4 Years
Job Location :
Chennai
Walk-In Date :
07 & 08 Sep 2018
Walk-In Time :
10:00 AM - 03:00 PM

Company Profile:

Mphasis is a Chennai based IT services company majority owned by Hewlett-Packard. The company provides infrastructure technology and applications outsourcing services, as well as architecture guidance, application development and integration, and application management services. It serves financial services, telecom, logistics, and technology industries. MphasiS is ranked #7 in India IT companies and overall #165 by Fortune India 500 in 2011[2] with more than 40,000 employees [3] as of 2012. In February 2014 the Mphasis company changed its logo and the Brand Name as Mphasis Unleash the Next as it seeks to boost business other than from parent Hewlett-Packard, currently its largest client.

Job Description:

Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral.
Utilize clients loan operating system to ensure accurate data entry.
Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines.
Evaluate and ensure overall loan documents are accurate, complete, and compliant.
Ability to identify and/or clear ref flag or alerts.
Issue loan decision and condition file accordingly.
Review and approve conditions for compliance and completion of loan file.
Provide excellent customer service to internal and external clients.
Maintain current knowledge of client and investor requirements.
Resolve pre and post-closing issues as they relate to underwriting.
Assist Processors/Loan Officers in understanding underwriting decisions and conditions.

Desired Profile:

Any Graduates with minimum 2+ years current conventional mortgage loan underwriting experience.
Should be willing to work in rotational shifts and an immediate joiner.
Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags.
Basic knowledge of appraisal and ability to recognize red flags and ineligible properties.
Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP).
Strong analytic, interpersonal, and verbal and written communication skills.
Detail-oriented with strong ability to manage time.
Ability to work in a flexible and production-oriented environment.
Must be able to work in a high stress environment while delivering a high-level of customer service.
Must be willing and able to work as part of a team.
Strong capability to work in multiple systems - paperless environment.
Must be willing to work in strict security environment.
NMLS-MLO Licensure preferred.
Candidates must be available to work outside of normal business hours when necessary.

Venue Details:

Mphasis Limited, 4th Floor,
Tower 1B, DLF IT Park,
Manapakkam, Porur, Chennai.

Contact Person:

Harish